Credit cards and debit cards are cashless payment instruments that are widely used by people. But did you know the difference between the two types of cards? Payment using a debit card, money directly transferred from the bank account of the debit card holder; which is the customer’s own money. Whereas credit card payments use funds lent by banks. Therefore,…
Having access to a cash credit option exactly when you need it is often very difficult. Especially when it involves a bank loan and needs to go through an immense bureaucracy. In addition to commuting and queuing, you still have to offer justifications to your manager. In the vast majority of times you are required to go through an approval…
In times of crisis or financial setbacks, more and more people may find themselves in debt and without credit in the market. For a long time, it has been heard that loans are big villains in family planning – and that they do more harm than good for people. Despite being a delicate financial operation and that requires a lot…
What customers can do against the high costs of overdrafts! If you have a checking account, you usually get an overdraft facility from your bank. This is often provided without the customer’s knowledge. The advantage of this is that the account can also be overdrawn if the money is no longer sufficient, for example at the end of the month.…
The purchase of the necessary electronic devices is mainly helped by installment solutions available in stores, but also quick loans for any purpose that can be taken online without leaving home. Store shelves bend under different notebook models. Most people pay attention to prices first, because it depends on them even the amount of loan that you will have to…
Have you recently signed a credit agreement? Whether it is a mortgage loan or a consumer loan. The signing of this contract gives rise to obligations on your part, the non-observance of which can lead to unfortunate consequences (such as a credit denunciation). In this article, we take stock of the consequences of a filing at the Cream Bank as…